New York State Funeral Directors Association

The average tax refund is more than $2,000. While it may seem pretty awesome to get that big check in the mail, it's actually an indication that you may be overwithholding.

Overwitholding means you're having your employer take out too many taxes from your paycheck, essentially giving the federal government an interest-free loan for the year. Underwithholding means that, when you file taxes, you owe the Internal Revenue Service (IRS) money.

Buying a car will likely be your second-largest expenditure, second only to a home or business facility. Whether you want a shiny, brand new one or a reliable used vehicle, we want to help you to get the most for your money.

Here are five reasons it makes sense to get your loan through Directors Choice Credit Union:

Every two seconds an American becomes a victim of identity theft. You don’t want to become another statistic. If the thought of having to clean up your credit report because someone stole your identity frightens you, consider these tips to stack the odds in your favor:

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