New York State Funeral Directors Association

ALBANY, NY – Directors Choice Credit Union is pleased to announce receipt of a 4-star rating from the independent bank research firm Bauer Financial.Bauer4Star

The ranking of four out of a possible five stars, based on 2016 year-end data, puts DCCU on Bauer Financial Inc.’s list of recommended credit unions.

The value of a college degree isn’t what it used to be, but its importance certainly hasn’t diminished.

In fact, in Sallie Mae’s report, “How America Pays for College,” 90% of families expect their student to earn at least a bachelor’s degree, with 54% expecting a graduate degree.

Of course, if you’ve read any recent news about the financial details of college education, you’ll know that it’s also a foreboding prospect: there is nearly $1.3 trillion in total U.S. student loan debt, ongoing wage stagnation, and the prospect of enduring years of underemployment.

The beauty of the Internet is that anyone can start a blog. The ugly truth about the Internet is that anyone can start a blog. And no, that's no typo. There's a lot of content floating out there about how to manage your money and build long-term wealth, but not all of it is good.

Here are some pointers on the kind of advice you might want to avoid: