New York State Funeral Directors Association

Lady shopper shocked at sticker price

The holidays are just around the corner, which means it’s time to enjoy vacations, catch up with family and old friends, and eat great food.

While the holidays are about quality time and making memories, it’s easy to get caught up with spending money.

Here are five holiday mistakes to avoid this year so you can enjoy the season with your finances intact:

A recent survey by Ameriprise Financial found that 68 percent of retirees with at least $100,000 in assets have not yet taken money out of their savings, beyond what they must withdraw as part of the IRS’ required minimum distributions from their retirement accounts.

It turns out that the transition from saving money to living off of those assets is much tougher for seniors to navigate than many realized.

Group enjoying coffee

Pumpkin spice latte - it's a warm pleasure that comes out in Autumn, but one that'll cost you nearly five bucks for a cup if you decide to indulge.

But you don't have to spend that much to enjoy this fall favorite - you can make your own.

Take advantage of this great "copycat" recipe from our friends at the Credit Union National Association.

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