New York State Funeral Directors Association

The beauty of the Internet is that anyone can start a blog. The ugly truth about the Internet is that anyone can start a blog. And no, that's no typo. There's a lot of content floating out there about how to manage your money and build long-term wealth, but not all of it is good.

Here are some pointers on the kind of advice you might want to avoid:


  • Ignore advice that is shameful in nature. If you're on a diet, you don't necessarily want someone shaming you for eating a piece of candy. It doesn't accomplish anything and probably makes you want to eat even more candy. The same goes for financial advice. If you follow a blogger who makes you feel like you have to take an all-or-nothing approach to your spending strategy, it's probably not very good advice and it won't get you anywhere.
  • Completely ignore anyone who tells you to keep all your money in cash. There's a blogger out there whose tagline is literally, "Hoard Your Cash." That is probably the worst financial advice ever. In order to build wealth, you need to invest and make your money work for you. It’s easier to save if the money is automatically routed to savings or investment accounts directly from your paycheck. Any "financial guru" who tells you to keep it in cash probably isn't very good with money.
  • You might do well to ignore anyone who calls him or herself a “guru.” Real financial pros usually call themselves CFPs, or certified financial planners.
  • "Go ahead, just spend!" A lot of bloggers get affiliate income for pushing certain products. It's not wrong, but sometimes, big banks have big pockets for influencing different financial products including high-interest credit cards. If it looks like spam it probably is. A lot of bloggers also make good money from their blogs, but it's hard to get authentic advice from someone in a different financial situation. Be sure to look out for sponsored or advertising hashtags so you’ll know to take the advice with a grain of salt.

The best advice is to find a financial institution you love. But what's more? You should also trust the people at the branch (or at least trust their mission).

Directors Choice Credit Union’s mission is to provide quality financial services, unique to the funeral directing profession, to those groups and/or individuals directly associated with this industry … DCCU will facilitate a means by which funeral directors can grow their businesses and continue to offer quality service to those in need.

The key is to build relationships, not just follow advice because it seems like a good idea at the time.

With Directors Choice Credit Union, it's easier than you think! Stop in today, visit us online at or give us a call at 1-800-593-5920.

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